Sometimes, laws and regulations make insurance coverage decisions easy. If you own a car, you know that the law requires insurance. So you contact your Collens-Wagner specialist to help you choose the right car insurance policy.
With boats and the many types of recreational watercraft, however, things can seem more complicated. If you own something large and expensive like a cabin cruiser, your need for insurance is probably obvious. But what if you own a personal watercraft like a jet ski, or something as simple as a rowboat, pedal boat, or canoe?
Here’s an answer that may be simpler than you would expect. No matter what type of boats or watercraft you own, you are exposed to some form of risk. And when you have risks, you need protection. Here are just a few of the risks to consider:
- Your watercraft could be stolen or damaged by someone else
- Your watercraft could injure someone else or damage someone’s property
- You could be injured while operating your craft—and so could one of your passengers
- Although insurance might not be required for a particular type of watercraft in your home state, insurance may be mandatory in another area where you transport it for recreational use
From yachts to jet skis and from sailboats to kayaks, your Collens-Wagner insurance specialist has the knowledge, relationships, and expertise to help you safely and sensibly navigate the insurance waters and steer you to the coverage that meets your needs—at the best possible value.