Commercial Auto and Vehicle Insurance: Frequently Asked Questions

Q: Does my policy cover physical damage to a vehicle I rent?

A: This damage will be covered only if that type of coverage is purchased.

Q: Can other people drive my business vehicle?

A: Other people may drive your vehicle with your permission. It is important that they be listed on your policy if they are regular drivers of the vehicle.

Q: What is the difference between Replacement Cost (RC) and Actual Cash Value (ACV)?

A: Replacement Cost is the current cost to replace property. Actual Cash Value is the replacement cost less depreciation.

Collens-Wagner Agency, Inc.

PO Box 3307
2900 Eastern Blvd
York, PA 17402

Phone: (717) 757-4633
Fax: (717) 757-3070