As with personal vehicles, there is a level of mandatory coverage required for vehicles that you use in your business. However, insuring your commercial vehicles comes with a set of special considerations, and your coverage needs may include more complex scenarios such as employees using their personal vehicles for company business. Accidents your employees or contractors may have while conducting company business may also expose your operation to special liability risks.
Your commercial vehicle insurance needs also depend on what types of business vehicles your company owns, leases, rents, or borrows. For example, do you outsource all of your shipping to commercial freight companies, or do you ship in your own trucks? Does your business involve the use of specialized vehicles like dump trucks or tankers?
Your answers to these and other questions will enable our specialists, who are well versed in the insurance issues that affect the wide range of industries present in greater York, Pennsylvania, to fully assess your risks and recommend a commercial vehicle insurance package that meets your needs comprehensively.